Updates from Rock Florida

Chapter Four: Due Diligence 101 — What You Need To KNOW About Your Home BEFORE You Need To Sell It

Welcome back to Real Estate WITHOUT Agents
The Playbook for Homeowners of the Information Age.
I’m Rock Florida. A properly penitent recovering real estate broker, veteran and defender of home equity from all agents, foreign & domestic!
Before we go any further, let’s get properly oriented.
This playbook is written in linear chapters. Each one builds on the last. If you’re new here, after you have completed this chapter, I recommend starting at the beginning and moving through this series intentionally, not as disconnected stand-alone posts.
This isn’t hype content.
It’s a framework for homeowners who are ready to stop hoping the market is kind and fair… and start operating as faithful, competent stewards.
Stewardship doesn’t mean perfection.
It means responsibility. The ability to respond… ably.
And responsibility always begins with preparation.
That’s what Due Diligence 101 is really about.



How Buyers Make Confident Decisions (A Carvana Case Study)

Let me start with something nearly everyone understands: buying a car.
For most of my life, I avoided car payments altogether. Debt on a depreciating asset rarely makes sense. But several years ago, I realized something practical. Being completely debt-free gives the credit system very little data to work with, and I needed to strategically re-enter that system.
So I bought a car through Carvana.
Sight unseen.
No test drive.
No dealership.
No salesperson hovering nearby.
Carvana didn’t try to sell me a story. They gave me information.
Each vehicle listing included:
  • dozens of high-resolution photos, including scratches and interior wear
  • a full Carfax report
  • service history
  • mileage verification
  • clearly disclosed cosmetic flaws
I narrowed my search down to two nearly identical Acura MDXs. Same year. Similar mileage. Similar price.
What made the decision wasn’t color or trim.
It was the Carfax report.
One vehicle had:
  • two owners, both located in Tempe, Arizona
  • zero exposure to salted winter roads
  • documented service history & oil changes every 5,000 miles
  • a timing belt replacement at 80,000 miles
That told me everything I needed to know. Not that the car was perfect, but that it was known.
Carvana didn’t reduce risk.
They reduced uncertainty.
And that’s the principle that carries directly into real estate:
Buyers don’t need perfection.
They need truth and certainty.
When uncertainty drops, willingness rises.
Keep that in mind as we move into homes.



How Serious Assets Are Sold (Business Brokerage Reality)

Before residential real estate, I spent years as a business broker.
I helped people buy and sell privately held companies. These weren’t lifestyle hobbies. They were operating businesses with:
  • payroll
  • liabilities
  • leases
  • inventory
  • equipment
  • recurring cash flow
Buyers didn’t show up with excitement and optimism.
They showed up with attorneys, CPAs, and financial analysts.
Every serious transaction involved scrutiny of:
  • multiple years of P&L statements
  • normalized earnings and EBITDA
  • add-backs and owner compensation
  • asset lists with depreciated fair market value
  • owned real estate, land value, and improvements
  • goodwill and sustainability of cash flow
No one expected perfection.
But everyone expected the truth, supported by documentation.
When sellers were prepared, deals moved forward methodically.
When they weren’t, deals stalled, renegotiated downward, or collapsed entirely.
That experience permanently shaped how I view residential real estate.
Because while homes are emotional, they are still assets. And buyers, whether they articulate it or not, evaluate them using the same underlying logic.



The Emotional Truth Sellers Avoid

Let me say this clearly.
There is always something wrong with the house.
Houses are like people.
They’re all a little messed up.
They settle.
They age.
They get repaired imperfectly.
They carry history.
Due diligence isn’t about hiding that.
It’s about telling the truth, to the best of your knowledge, about:
  • what’s wrong
  • what’s been fixed
  • what hasn’t
  • what a buyer should reasonably expect next
That isn’t liability.
That’s stewardship.
And buyers trust it.



House A or House B? 

Let me give you a simple comparison.
Two houses.
Same neighborhood.
Same square footage.
Same asking price.

House A

Fresh paint.
Professionally staged.
Beautiful listing photos.
During showings, buyers ask questions.
The answers sound like:
  • “I think the roof is about ten years old.”
  • “I’m not sure if permits were pulled, but it was done professionally.”
  • “We’ve never had an issue… that we know of.”
Nothing alarming.
But nothing anchored.
Every answer introduces uncertainty.

House B

Same curb appeal.
Same price.
But when buyers ask questions, the seller opens a folder.
Inside:
  • the roof replacement invoice with date and contractor
  • a recent pre-inspection report
  • a written list of known issues and completed repairs
  • average utility costs by month
  • clear, upfront disclosures
House B isn’t flawless.
It’s just not mysterious.
And buyers don’t pay more for perfection.
They pay more for certainty.
That’s what due diligence does.
It turns “I think” into “Here’s what I know.”
Which house would you choose?




Why Sellers Feel Exposed (and How to Fix It)

Most homeowners prepare emotionally, not factually.
They’re coached to focus on:
  • curb appeal
  • staging
  • lighting
  • narrative
All of that helps.
But when buyers ask:
  • How old is the HVAC?
  • Were permits pulled for that addition?
  • What systems have been replaced?
  • What issues are known?
Sellers often freeze.
Not because the house is bad.
But because they don’t yet know their asset well enough to speak confidently.
Uncertainty weakens leverage.
Due diligence restores it.



What Due Diligence Actually Is

Let’s define it plainly.
Due diligence is the reasonable effort to:
  • know what you own
  • document what you know
  • tell the truth clearly
Facts.
Flaws.
Fixes.
Context.
It’s not legal theater.
It’s not agent-only work.
It’s not hiding defects.
It’s radical honesty with structure.
And the simplest lawsuit-prevention strategy ever invented is still this:
Tell the truth!



Action Step: Create the Container

Here’s what to do today.
Create a digital file folder.
Google Drive works. A digital folder on your laptop works.
Name it:
[Your Property Address] – Due Diligence Folder
That’s it.
Don’t organize it yet.
Don’t stress about filling it.
Just place your notes from the previous chapter, “What I Know About My Home,” into that folder. It will be taking on some more formative iterations.
In upcoming chapters, we’ll add documents methodically, one category at a time.
Preparation becomes enjoyable when it’s incremental and strategic.



Where This Leads

Buyers don’t expect perfection.
They expect clarity.
Serious assets are sold with preparation that can withstand scrutiny.
Homes are no different.
When homeowners do this well, they don’t just reduce stress.
They create opportunity.
Next chapter, we begin the foundation of all due diligence:
The Seller’s Property Disclosure.
Because honesty isn’t just moral.
It’s practical.



This isn’t traditional FSBO.
It’s Owner-Representation 2.0… and it protects your equity where it belongs: with you.
If you want control, confidence, and a legacy-ready system your family can use for generations, start here.
👉 Free tools, training, and resources:
https://www.realestatewithoutagents.me/resources
Your home is an asset.
Your knowledge becomes a legacy. 🔐

Chapter Three: The MLS Is Not the Market — You Are! Mindset > MLS

 This isn’t hype content.
 It’s a framework.
This playbook is for homeowners who understand that their home isn’t just where they live. It’s likely their largest investment, and investments deserve clarity, preparation, and intentional decision-making.
Each chapter is designed to help you replace inherited assumptions with informed choices so you can move with confidence instead of confusion.
This chapter is a turning point.
Before we begin Due Diligence 101, we need to reset how you think about selling, the market, and your role in it, especially in a faster-moving, more transient housing culture.



The Core Belief That Quietly Undermines Homeowners

Most homeowners have been trained to believe something that sounds reasonable but quietly removes their agency:
“The market decides my home’s value…
 and the MLS is where that happens.”
That belief creates insecurity around being “on the market.” It trains homeowners to wait for permission, outsource confidence, and treat selling like something that happens to them.
By the end of this chapter, you should understand three things clearly:
  • Why you, not the MLS, are the starting point of the market

  • Why selling didn’t begin when you listed, it began when you bought

  • Why preparation and due diligence, not exposure, are what build confidence and value

I’m not asking you to list anything today.
I’m asking you to think differently before you act.



The MLS Is Not the Market

Let’s say this plainly.
The MLS is not the market.
 It never has been.
The MLS is a platform.
 A distribution channel.
 A visibility tool.
It does not create demand.
 It does not assign value.
 And it does not decide what your home is worth.
The market begins the moment you make a decision.
The MLS simply records activity after decisions are already in motion.
When homeowners believe the MLS is the market, they tend to wait, hesitate, and react. When they understand that they are the market, selling becomes intentional instead of reactive.



Selling Didn’t Start When You Listed

Here’s a truth most people never say out loud:
If this is not your forever home, then selling began the day you bought it.
You already thought like an investor when you purchased:
  • Will this resell?

  • Is this a good neighborhood?

  • Could we move if life changes?

Life, after all, is best summed up in three words: subject to change.
What shifted wasn’t your thinking.
 It was your time horizon.
Twenty years ago, the average length of homeownership was about eight and a half years. Today, it’s closer to four.
Careers move faster.
 Families relocate more often.
 Remote work reshapes geography.
In that environment, preparing an optimized exit strategy isn’t pessimism.
It’s Information Age wisdom.
Selling isn’t failure.
 It’s the completion of a shorter investment cycle.



The Make-Me-Move Price

Here’s a concept that lowers anxiety almost immediately.
Ask yourself:
“If someone offered me a price strong enough to justify moving in the next two to six months, would I at least consider it?”
That number is your make-me-move price.
It is not:
  • a listing price

  • a commitment

  • a promise

It’s a decision anchor.
Interestingly, this concept once existed directly on Zillow as a feature, a quiet acknowledgment that homeowners naturally think this way. The feature disappeared, but the logic behind it hasn’t.
Investors think this way constantly.
When my wife and I buy a home to flip, we publish it on at least 2 alternative platforms (Zillow and Facebook Marketplace usually) at our ARV (After Repair Value) or ISRP (Investor Suggested Retail Price) with our required profit margin baked in, even though we won’t be selling it for 3-12 months. Not to force a sale, but to manage & orient the property properly.
That orientation replaces fear with clarity. 
And sometimes, we actually get them sold with our profit intact before ever beginning the work or get them sold for more when they would like to customize or secure it before we are to put it ‘on the market’!
(Side note: I have sold more houses on Facebook Marketplace in the last 6 years than I have on the MLS. Without ever having to deal with the headache that is Messenger…)



The Market Is a Process, Not an Event

Here’s the redefinition to carry forward:
The market is a process that unfolds over time, not an event on a website.
That process typically unfolds over three to six months and moves through five stages.

Stage 1: Decide

You decide your intent and your suggested retail or make-me-move price. Quietly. Deliberately.

Stage 2: Declare

You make intent audible and/or visible. Calmly. Clearly. Often beginning with family, neighbors, and trusted network communities.

Stage 3: Prepare (The Confidence Layer)

This is where most sellers either stabilize or spiral.
Preparation means understanding the asset, assembling facts, organizing documents, and answering questions before they’re asked.
This is where due diligence truly begins, before exposure.

Stage 4: Present

Only after preparation is solid does exposure make sense. Alternative platforms, targeted buyer pools, flat-fee exposure, or MLS, used intentionally and NEVER first.
The MLS confirms the market.
 It does not create it.

Stage 5: Represent

Representation becomes a choice, not a default. 
Self-representation, limited services, or full representation from a position of strength.



Prepared for a “Miracle”

Let me give you a real example.
Doug Schumacher is 74 years old, living in Bartlesville, OK. After getting married, he found himself with an extra condo and called me asking how he should sell it.
He was probably expecting me to recommend an agent.
Instead, I asked him a different question.
Doug lived in the same condo community. He wasn’t rushed. He was capable.
So we prepared.
We discussed pricing (he had thought ~$165,000, & I encouraged him to start high in pre-marketing with $175k), due diligence, contracts, and quiet exposure on alternative platforms. Doug even ordered a pre-inspection so he could understand the asset honestly.
And then something happened. Some lil bird heard from his inspector that he may consider selling.
A buyer reached out directly. A cash buyer. No panic. No scrambling.
Doug had called me in mid-November planning on selling in the Spring, closed before the end of the year, paid no agency fees, and netted roughly $20,000 more than he would have through a traditional listing.
Same condo.
 Same market.
 Different mindset.
Doug didn’t get lucky.
He was prepared.



Your Action Step

Write down two things:
  1. Your make-me-move price

  2. A simple list titled: “What I Know About This Property”

No formatting. No perfection. Just clarity. And also, a reality check on what you may not be as clear and defined as it should be…
You’re not listing.
 You’re orienting.



Where This Is Going

Next chapter, we begin Due Diligence 101, where preparation becomes structured, repeatable, and even enjoyable.
You don’t need to list today.
 You don’t need to decide everything today.
You just need to accept this truth:
The MLS is not the market.
 You are.
I’m Rock Florida.
 This is Real Estate WITHOUT Agents.

Chapter Two: A Brief History of How We Got Here — And What You Can Do About It (Math much?) Before

 Before we go any further, let’s ground this chapter properly.

My name is Rock Florida.
I am not an attorney.
I am not a CPA.
I’m a recovering real estate and business broker, an investor, and a lifelong student of alternative systems and strategies. Before real estate, I served in the United States Army, where precision, preparation, and accountability weren’t optional. I’m also a man of faith, and I believe property, like time and opportunity, is entrusted to us for stewardship, not impulse.
In my life, I’ve taken two oaths and one vow.
The vow is a covenant with my wife.
The oaths, taken in different seasons, merged into a single operating principle:
to defend my clients’ equity against all agents, foreign and domestic.
That oath isn’t rhetorical.
It’s practical.
And it’s grounded in history.
Because the real estate industry did not arrive at its current form by accident. It evolved in response to very real problems that existed at very specific moments in time.
Understanding those moments is how homeowners regain clarity.



Earliest Land Transactions: Why Intermediaries Existed

Before real estate was an industry, land was controlled through feudal estates and conquest.
Ownership wasn’t marketed.
It was inherited, seized, or granted by authority.
Records lived with monarchs, churches, or courts. Transfer required allegiance, not negotiation. There was no concept of listings, agents, or commissions. There was simply control.
That began to change as societies modernized and private ownership expanded.
One of the most important transitions in land transfer history was the Louisiana Purchase of 1803.
The United States acquired 828,000 square miles of land from France for $15 million, roughly three cents an acre. That transaction required negotiators, surveyors, record-keepers, and legal frameworks capable of transferring ownership at scale.
This moment matters.
It represents the bridge from feudal control…
to negotiated transfer…
to private ownership.
As the country expanded westward, land began changing hands rapidly. Informal intermediaries emerged around courthouses and land offices. Their value wasn’t persuasion or marketing.
It was information.
Who owned what.
Where boundaries were recorded.
How to lawfully transfer rights.
By 1855, the first recognizable real estate brokerages began to form, formalizing what had previously been informal work.
Brokerage didn’t begin as salesmanship.
It began as process and information management.



When Everyone Represented the Seller

In the early days of organized brokerage, representation was simple.
Every broker and every agent represented the seller.
There was no buyer agency.
No dual agency disclosures.
No confusion about loyalty.
If another broker brought a buyer, they still worked for the seller. Their job was to help complete a sale, not to advise the buyer against price or terms.
This structure made sense in a world where:
  • Sellers controlled inventory
  • Brokers controlled information
  • Buyers followed access
Loyalty was clear.
Incentives were visible.



Professionalization, 1913, and the Road to Price Fixing

The early 20th century brought major structural change.
The year 1913 was a hinge point in American economic history.
That year saw:
  • the creation of the Federal Reserve
  • the reintroduction of the federal income tax
  • and the real estate industry’s first formal Code of Ethics
That Code emphasized cooperation among brokers and the sharing of commissions. It reduced fraud and brought professionalism to a chaotic marketplace.
But it also anchored compensation inside a broker-to-broker framework rather than a transparent, consumer-facing valuation of services.
Buyers still had no representation.
Everyone still worked for the seller.
Then came the 1940s.
In 1945, multiple real estate boards in New York City openly colluded to promote a standard 6% commission.
This wasn’t implied.
It wasn’t subtle.
It was explicit price fixing.
There was a lot going on in 1945. It took until the early 1950s for the U.S. Supreme Court to rule these practices illegal under federal antitrust law.
The rules changed.
The behavior largely didn’t.
Why?
Because most homeowners weren’t interested in reforming an industry. They wanted their pain to go away. They wanted the house sold. They signed on the dotted line and moved on.
Over time, habit replaced scrutiny.
That’s how systems persist long after their original justification fades.



Buyer Representation: A Legal Correction, Not a Reset

For decades, buyers had no formal representation.
Buyer agency emerged in the 1970s and 1980s because buyers began acting like clients. They negotiated, relied on advice, and expected advocacy.
Courts eventually acknowledged reality.
Buyer representation was introduced as a legal correction, not an economic reset.
Compensation structures were not rebuilt.
They were simply rerouted.
Sellers still paid most of the bill.
Buyers were often told representation was “free.”
Homeowners were rarely taught how the system actually worked.
Confusion replaced clarity.



The Core Problem: Scarcity Models in an Abundance Era

Here’s the problem homeowners face today:
Real estate compensation models were built for information scarcity.
We now live in an era of information abundance.
Homeowners can:
  • access pricing data
  • market directly
  • hire vendors à la carte
  • educate themselves efficiently
Yet compensation often remains percentage-based and opaque.
That mismatch is what eventually triggered massive legal scrutiny.



The Lawsuits: What They Forced Into the Open

Recent lawsuit settlements involving the National Association of Realtors and major brokerages, totaling over $1 billion, centered on anticompetitive MLS rules tied to compensation.
These settlements are forcing changes such as:
  • written buyer-broker agreements
  • removal of mandatory seller-paid buyer-agent offers
  • clearer disclosure of who pays whom and why
Some appeals remain, but the message is clear:
Compensation is no longer assumed. It must be chosen.



One Practical Truth Education Reveals

After walking hundreds of owner-represented sellers through real transactions, here’s what experience shows:
With proper education and coaching, a successful owner-represented sale typically requires less than 30 hours of focused effort spread over about three months.
Not more.
Less.
Why?
Because homeowners already perform many of the tasks they pay to outsource:
  • gathering documentation
  • completing disclosures
  • preparing the home
  • accommodating showings
  • making pricing and negotiation decisions
Education doesn’t eliminate work.
It eliminates duplication.
Time used once beats time used twice.



Action Step: Do the Math

Let’s use today’s $400,000 median home value.
  • 3% = $12,000
  • 6% = $24,000
Assume:
  • under 30 hours of focused effort
  • about $1,000 in third-party services
Here’s what most people are never shown:
Agents are only paid by a minority of the people they work with. Their compensation reflects time spent with many clients who never transact.
As a Homeowner of the Information Age, you are not subsidizing anyone else’s pipeline.
If you invest 30 hours:
  • $12,000 ÷ 30 ≈ $400 per hour
  • $24,000 ÷ 30 ≈ $800 per hour
👉 You earn the entire effective hourly rate.
Your homework is simple:
Do the math. And… get ready to go shopping for your next 16 years old’s first car!



Where This Leads

This chapter gives you context and clarity.
The Real Estate WITHOUT Agents MasterClass provides systems.
Coaching helps you sequence decisions and avoid blind spots.
You don’t need to decide today.
You just need to stop treating the sale of your greatest investment as something you’re not allowed to understand.
In the next chapter, we begin Due Diligence 101
the preparation layer that allows homeowners to engage professionals from strength, not dependence.



This isn’t traditional FSBO.
It’s Owner-Representation 2.0… designed to protect your equity where it belongs: with you.
If you want control, confidence, and a legacy-ready system your family can use for generations, start here.
👉 Free tools, training, and foundational resources live quietly in one place:
https://www.realestatewithoutagents.me/resources
Your home is an asset.
Your knowledge becomes a legacy. 🔐


Chapter One: The Moment You Stop Handing Over the Keys

Before we go any further, let me introduce myself.

My name is Rock Florida.
And this chapter marks the beginning of a longer walk together.
Not a sprint.
Not a sales funnel disguised as education.
A deliberate journey built on clarity, preparation, and stewardship.
This playbook is for homeowners who don’t just own property, but understand that ownership carries responsibility. People who believe preparation beats panic, truth beats tradition, and delegation should never replace understanding.
If that sounds like you, you’re exactly who this was written for.



Why I’m Here (And Why This Exists)

I have spent over two decades inside the real estate & business brokerage industry.
Long enough to see how transactions really unfold when the doors are closed and the scripts run their course. Long enough to notice something that never sat right with me.
Most homeowners don’t step into a sale lacking intelligence or effort.
They step into it lacking orientation.
They aren’t careless.
They aren’t lazy.
They’re simply never shown how the system actually works.
Instead, they’re handed assumptions.
A familiar script.
And an unspoken expectation to “just trust the process.”
Somewhere near the end, almost without fail, I’d hear the same sentence:
“I just want this to be over.”
That sentence is expensive.
This chapter, and the ones that follow, exist to make sure you never have to say it blindly.



A Closing Table I Never Forgot

Early in my career, I sat at a closing table across from a seller who had done everything right.
The house was ready.
The paperwork was clean.
The timeline was met.
When the settlement statement slid across the table, the husband stopped speaking.
He studied one line item longer than people usually admit.
Then he looked up and asked, calmly:
“So… this is just what it costs?”
No frustration.
No accusation.
Just resignation.
And in that moment, something became painfully clear to me.
This wasn’t the cost of work.
It was the cost of never being taught what questions to ask.
Most homeowners don’t lose equity because they make bad decisions.
They lose it because decisions are quietly made for them inside systems they were never invited to understand.



How My Perspective Was Shaped

Before real estate, I served in the United States Army.
That kind of training wires you a certain way.
Precision matters.
Preparation matters.
Assumptions carry consequences.
You don’t move fast unless you know where you’re going.
And you don’t act unless you understand the terrain.
I’m also a man of faith.
I believe that time, opportunity, property, and resources are not owned outright. They’re entrusted. And stewardship isn’t passive. It’s intentional. It requires discipline, patience, and a willingness to slow down when everyone else is rushing.
In my life, I’ve taken two oaths and one vow.
The vow is a covenant with my wife.
The oaths became a hybrid:
  • One to defend the U.S. Constitution against all enemies, foreign and domestic
  • One, taken in my former profession, to protect and promote my clients’ interests above my own, above my brokerage, and above the industry
This playbook is one of the ways I continue to honor that oath.



The World Changed. The Process Didn’t.

There was a time when homeowners truly needed intermediaries to function.
They needed someone to:
  • Control access to buyers
  • Control listings
  • Control information
  • Coordinate every step
That world no longer exists.
Today, homeowners can:
  • Market globally from their phone
  • Access public records instantly
  • Hire inspectors, attorneys, appraisers, and photographers directly
  • Learn faster than any previous generation
But one thing hasn’t changed.
Good outcomes still require good process.
Preparation still creates leverage.
Ignorance is still expensive.
Modern homeowners don’t need permission.
They need frameworks.
That’s what this playbook provides.



Your First Action as a Homeowner of the Information Age

Before we ever talk about pricing strategies, marketing tactics, negotiations, or contracts, start here.

Action Step: Change the Question

Stop asking:
“Who should I hire to sell my house?”
Start asking:
“What process does my house need to go through to produce my best outcome?”
When you understand the process, professionals become tools instead of gatekeepers.
That shift alone protects more equity than most tactics ever will.



Who This Journey Is For (And Who It Isn’t)

This is not anti-agent.
It’s pro-homeowner.
It’s for people who want to:
  • Protect equity instead of leaking it
  • Reduce stress instead of outsourcing responsibility
  • Understand the rules before playing the game
  • Pass down skillsets, not just stories
If you choose to use professionals, that’s fine.
Just do it from strength, not surrender.



What the Next Chapter Will Uncover

In Chapter Two, we step back into history.
Not the polished version.
The useful one.
We’ll explore:
  • How real estate brokerage actually formed
  • Why compensation models look the way they do
  • Which “rules” are structural and which are inherited habits
Once you understand where the rules came from,
you’ll never hear “that’s just how it’s done” the same way again.
Each chapter builds intentionally on the last. Nothing rushed. Nothing hidden.



Chapter One Closing

This isn’t traditional FSBO.
It’s Owner-Representation 2.0… designed to protect your equity where it belongs: with you.
If you want control, confidence, and a legacy-ready system your family can use for generations, start here.
👉 Free tools, training, and foundational resources live quietly in one place:
https://www.realestatewithoutagents.me/resources
Your home is an asset.
Your knowledge becomes a legacy. 🔐







Meet Rock Florida

My name is Rock Florida
I’m a licensed Real Estate Broker in Arkansas with 20+ years of experience in Fayetteville, Arkansas. I left traditional real estate behind in 2014 to disrupt and change the industry. Empowering the consumer, and dispelling their fears and myths about buying/selling homes is my profession.
I created a successful brokerage model that offered full-service value with flat fees & alternative commission options. I provided consumers with “above and beyond” full-service for a more reasonable value than found in a “standard” real estate brokerage.  I have spent the past 18 years specializing in coaching For Sale By Owners (FSBOs), teaching them to maximize their profits and minimize their stress in the sales process.
 
About Me:
-Moved 30 times before the age of 10 from San Diego to the Bahamas- finally landing off the grid in 1978 in the Ozarks.  No electricity, no running water, no phone, no joke! 
-Made our living as a Family Bluegrass Band, in which I was the fiddler  
-US Army Veteran ’86-’90
-Conservative Hippie
-Professional Disc Golfer – PDGA #19217 
-Musician/Entertainer 
-I have caught a full-grown Bald Eagle 
-I helped Elon Musk save $1.74 million in unnecessary real estate agency fees with my program.  
-Champion and Advocate for the Underdog, the Undervalued, and Unconventional Wisdom
-Brother of Jesus

My Mission:
-After helping 1000’s of people, I created the “Real Estate WITHOUT Agents” MasterClass and Coaching Program. With it, I can help YOU become more educated and confident about your real estate decisions.
-I teach homeowners how to navigate the waters of real estate and their associated services.
 
My Passion:
Providing HotIA’s (Homeowners of the Information Age) the knowledge, tools, and confidence to make real estate work in their favor.
 
My Goal:
-To make selling your home so easy, your 18-year-old can manage all the preparation, marketing & communications! 
 
Dispelling these myths:
-You need a licensed real estate professional to avoid legal problems and paperwork.
-You have to pay an Agent 3 or 6%, or they won’t show/sell your property. 
-The process of selling a home is stressful & overwhelming. (It’s exciting & empowering when you learn how to do it the right way). 
 
Accomplishments:
*Author & Course Creator for “Real Estate WITHOUT Agents”
*Motivational speaker & knowledge broker, YouTube Creator & NPR Contributor
*Licensed real estate broker/agent that saves Clients an average of $12,300 per transaction 
Contact me to learn how to properly protect and promote your real estate, and defend your home equity from all agents- foreign and domestic.
Photo of Rock Florida